Loan Details
Average Loan Duration (Under 12 Months)
Short-Term Loans for Swift Returns
Our loans are primarily short-term, averaging under 12 months. This quick turnaround allows us to meet the urgent needs of borrowers while providing investors with the opportunity for consistent, rapid returns.
Quick In and Out Investment Opportunities
For investors, the short loan duration reduces exposure time and mitigates market fluctuations. By focusing on short-term lending, One Credit provides stable, profitable returns, making it an ideal choice for those seeking efficiency in their investment portfolio.
Ensuring Security in Every Loan
Our strict vetting process ensures that each short-term loan is secure and strategically sound. This approach allows investors to capitalize on a high-demand market with minimized risk, resulting in steady returns.
Secured Loans
Investing with Confidence
At One Credit, all loans are asset-backed, providing an added layer of security for our investors. This means that each loan is protected by property or other tangible assets, making it a safer option for those seeking low-risk, high-reward opportunities.
Minimizing Risk, Maximizing Returns
Secured loans reduce financial risk by attaching each loan to valuable assets. This structure allows our investors to benefit from steady returns, knowing that their capital is safeguarded by reliable collateral.
Trust in Stability and Growth
Our secured loans create a stable foundation for your investment. With a focus on Canadian assets, we ensure that every dollar is protected, offering investors a worry-free way to grow their capital in a resilient market.
Same Day Term Sheet
Expedited Approvals, Fast Funding
At One Credit, all loans are asset-backed, providing an added layer of security for our investors. This means that each loan is protected by property or other tangible assets, making it a safer option for those seeking low-risk, high-reward opportunities.
Streamlined Process for Maximum Efficiency
The same-day term sheet process is designed to meet the fast-paced needs of Canada’s competitive lending environment. By speeding up approvals, we help borrowers act on opportunities while providing investors with a continual flow of profitable lending options.
A Competitive Edge for Investors
Our quick turnarounds in loan approvals give One Credit an edge in the lending market, allowing investors to capitalize on high-demand opportunities. This quick response system ensures that each loan is managed effectively and that funds are maximized without delay.